The Lawrence County Chamber of Commerce is working closely with our partners and stakeholders at all levels of government to confront the health & economic impact our community is facing as a result of the COVID-19 pandemic. We have updated our website to include the most up-to-date information to ensure your business has access to every tool available. Our team continues to work without disruption, and our team is committed to assisting our stakeholders and partners during this uncertain time. We have assembled a comprehensive list of resources to assist Lawrence County employers and employees. This page will be updated regularly.
Prevention & Preparation
Rules to Follow
You can help prevent the spread of COVID-19 with these directions from the Centers for Disease Control:
- Clean your hands often.
- Don't touch your eyes, nose or mouth.
- Keep 6 feet away from others when possible.
- If you feel sick, stay home when you can.
- Listen for orders from your local government to stay home.
- Cover coughs and sneezes with your elbow.
STAY HOME unless engaging in Essential Activities.
Southern Tennessee Regional Health
Southern Tennessee Regional Health System Lawrenceburg is committed to providing the highest quality care and ensuring the safety of our patients, employees, providers, volunteers and visitors. We are continuing to monitor the evolving situation with the coronavirus (COVID-19) and are taking the necessary steps to ensure we are fully prepared to care for patients, in accordance with guidance from the Centers for Disease Control and Prevention (CDC) and in partnership with our local and state health departments. Below are a number of resources to help educate you and your family on COVID-19. For more information on the virus, please contact the health department.
- Centers for Disease Control and Prevention - (www.cdc.gov)
- Local/state health department – (www.tn.gov/health)
- COVID-19 Public Information Number 877-857-2945 (Available 10 a.m. – 10 p.m. CST Daily)
- State hospital association – (www.tha.com)
Appalachian Regional Commission Resources
The Appalachian Regional Commission (ARC) announced two new tools documenting the spread of COVID-19 at the regional and county levels. The first tool, the COVID-19 Cases in Appalachia map, displays the current number of confirmed cases throughout the United States. Higher numbers of cases are marked by larger dots, while lower numbers of confirmed cases are represented by small dots. By clicking on a location, users can also see confirmed COVID-19 cases, and any related deaths, at the county level. This map is automatically updated throughout the day by drawing on the data collected by the Johns Hopkins University.
The second tool, Explore County-level Coronavirus Impact Planning searchable database presents a demographic data snapshot of confirmed cases and death in relation to hospital bed counts, population and businesses, and categories of people at risk for COVID-19 in infographic form for each one of the nation's counties. Lawrence County's Cases & Planning Report is updated daily and can be accessed by clicking the image below.
Daily Updates from Tennessee Governor Bill Lee
The Governor hosts a press conference each day at 3:00pm CDT to provide the most up-to-date information to the citizens of Tennessee. Click here to view the Governor's daily briefing live stream.
Resources for Business
The Small Business Owner's Guide to the CARES Act
The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was just passed by Congress are intended to assist business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain non- profits and other employers. This guide provides information about the major programs and initiatives that will soon be available from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of SBA.
The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was just apssed by Congress are intended to assest business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain non-profits and other employers. This guide provides information about the major programs and initiatives that will soon be available from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of the SBA.
COVID-19 Unemployment for Employers
If your business is reducing hours or closing due to COVID-19 you may expedite the unemployment claim process for your employees by submitting as Employer-Filed Mass Claim.
- COVID-19 Best Practices for Manufacturers
- How Coronavirus is Affecting Manufacturers - NAM
SBA Disaster Loan
The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Any such Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available statewide to small businesses and private, nonprofit organizations to help alleviate economic injury caused by the Coronavirus (COVID-19). This will apply to current and future disaster assistance declarations related to Coronavirus.
The SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%.
LINK TO APPLY FOR SBA DISASTER LOANS: Disaster Application
FACT SHEET ON CORONAVIRUS DISASTER LOANS: Disaster Declaration
Payroll Protection Program FAQs
The Payroll Protection Program (PPP) provides small business loans of up to $10 million to cover payroll and certain other expenses, or 2.5 times your total payroll expenses for the loan period. The program includes loan forgiveness covering costs for the first 8 weeks of the loan for companeis able to keep employees on the payroll or continue paying bills through the coronavirus crisis. The amount of loan forgiveness will include payroll costs for individuals below $100,000 in annual income, mortgage and rent obligations, including interest and utility payments. The total amount will be reduced if your workforce is drawn down through attrition or if wages are reduced. If you are forced to lay off employees because of economic conditions, you may be able to preserve some of your loan guarantee by hiring them back.
You can apply for the PPP at any lending institution that is approved to participate in the program through the existing U.S. Small Business Administration (SBA) 7(a) lending program and additional lenders approved by the Department of Treasury. This could be the bank you already use, or a nearby bank.
CLICK HERE for a listing of FAQs from the U.S. Senate Committee on Small Business & Entrepreneurship.
CLICK HERE for the Payroll Protection Guide & Checklist
SBA Virtual Office Hours: Daily AFTERNOON Conference Calls
The SBA Tennessee District Office will host virtual office hours to provide the latest information on how the SBA is helping small businesses with their economic recovery. Each call will address disaster loan criteria, where to apply, how to apply, and will answer questions on any issues with the application process. The daily AFTERNOON call is for those solely impacted by Coronavirus COVID-19 at 3pm CENTRAL/4pm EASTERN. Only small businesses and private nonprofits are eligible for SBA disaster loan assistance. Participants may call at any time and are welcome to enter and exit at will. Callers will be muted upon entry and will be taken in the order they are received.
DAILY AFTERNOON CALL-IN INFORMATION:
JOIN ONLINE: Click Here
Access Code: 614 098 543
Tennessee Small Business Development Center at MTSU
The TBSDC at MTSU is here to help small businesses through this unpresented time. The TSBDC consultants are capable of consulting with distressed businesses to guide them through restructuring their operations to remain viable in the ever-changing economic landscape. If you are in need of their skills, please reach out to them directly to facilitate the engagement by clicking here. They exist to support you.
PPP lender finder: https://www.sba.gov/paycheckprotection/find?address=37130&pageNumber=1
If you have members who are lenders and are participating in the Paycheck Protection Program (PPP) as a lender and they are not found at the SBA lender tool please have them reach out to us and we will submit their information to the SBA to have them added to the site.
TSBDC COVID 19 Resource page: https://www.tsbdc.org/coronavirus/
Tennessee Department of Economic & Community Development
The Tennessee Department of Economic & Community Development has created a dashboard with the most up-to-date resources from the State of Tennessee to employers and employees.
Resources from State and Federal-Level Chambers of Commerce
U.S. Chamber of Commerce
Resources for Citizens
Remote Work Tips
- 5 Tips for Staying Productive while Working from Home
- 20 Tips for Working at Home
- Work from Home 101
COVID-19 Unemployment for Employees
The Tennessee Department of Labor & Workforce Development has compiled and is updating a list of frequently asked questions (FAQs) relating to unemployment assistance. The Chamber has found this resource to be most helpful in fielding questions about unemployment eligibility, timelines, and questions about filing for unemployment. To note, once the Department determines how the state will obtain federal funding and implement the changes, they will announce details for independent contractors, the self-employed, and business owners who will soon be eligible for Pandemic Unemployment Assistance.
Click here to access the FAQs and to find more information from the Tennessee Department of Labor & Workforce Development.
Click here to access the OFFICIAL PANDEMIC UNEMPLOYMENT ASSISTANCE FLYER.
Tennessee Talent Exchange
The Tennessee Department of Labor and Workforce Development is working closely with the Tennessee Grocers and Convenience Store Association, Tennessee Retail Association, and Hospitality TN to try and match out-of-work Tennesseans with industries who need employees to fill current job openings. Many grocers and retail employers in areas across the state are actively hiring and need to fill positions immediately. This effort will quickly connect job-seekers to employers who need new workers right now.
If you would like to be considered for an immediate position, please complete the requested information here.
Your contact information will be shared with employers in your specific area who have immediate hiring needs.